Money Talks

"I made bipityblahdumpity this year in sales," Mary said. She was sitting on a bar stool, sipping on a cocktail that matched her lipstick, wearing a pair of glasses from her own collection. She, me, and Carolita were reunited for our quarterly supper club outings which took a hiatus during COVID. We were at one of those Atlanta dives where the waitresses have fat asses and visible lace fronts. The music being played was suitable for a middle-tier strip joint or, in this case, waiting over two hours for overcooked, oily fried green tomatoes. "Twipitiydobitty sustainable business model," she went on to say. "...investments with a poopity return over a 12-month minimum."

I could feel my eyes glazing over, so I looked to Carolita for clarification, only to become even more lost. 

"Me and my sister do a yaddayadda."

"What's that?" Mary asked. 

"That's where you twinkletwinkle on a star for a diddybop," she explained. 

I just stood there, my eyes bouncing between the two of them. What were they talking about?! And why didn't I know what they were talking about? And how did they have money to do all this stuff? Oh right, they have real jobs, I thought to myself. That and some deep well of knowledge around money that I just do not have. I am literally two years away from 40 and know as much about investing as a newborn! I guess I should start hoarding the canned goods now for darker days. 

I read somewhere once that how you were raised has a lot to do with your attitude toward money. Carolita was raised in a solid two-parent home. Granted I don't know all the details, but I don't think that she ever had to sell water on the side of the expressway to make ends meet. Mary is the daughter of hardworking Nigerians. My grandmother was literally scared to spend money while I had witnessed my mom write checks for food at the Winn-Dixie with her fingers crossed. I guess I fall someplace in between the two of them. 

"If I had a thousand dollars to invest, where would you advise me to put it?" I asked Mary. This was a serious question. 

"That's a hard question," she said, sipping on one of those really skinny cocktail straws. I am assuming that this is a hard question because a thousand bucks is the equivalent of five cents in the investment game. 

This conversation lingered on my mind, even after the dinner. I want to be a lady boss too! How can I be down? 

"Well, I am not balling like them," Tasha assured me when I told her about what we had talked about. For a split second I felt relieved. Maybe I could have a roommate who I knew in the low-income nursing facility. But then she went on to talk about how her grandparents were leaving her property when they die and how her mom hand been saving and investing for her since the womb! 

I got off the phone and just stared at the wall in silence. How did I allow this to happen to me?! I can't be the little old lady who lived in her shoes because I only have one good pair! I am going to be the angry old lady who fashioned a tent out of her plus-size maxi dresses to squat under a bridge. I should have been more motivated! I saw how not having money stressed out my mother. And it's not like I ever deluded myself into believing that some man was going to come a long and support me. Men have always picked over me like rotten fruit and the ones that didn't wanted money from me! Now I am skidding towards middle age without a pot to piss in! As you know I am a writer; I love a good story. But not even I want to know how the story ends for the almost 40-year-old that didn't prepare appropriately for life. 

I can't whine about this anymore. My anxiety is rising. Plus, time is money.